NerdWallet Announces 2023 Best-Of Award Winners

San Francisco – (business wire)–Nerd WalletInc. (Nasdaq: NRDS), a platform that provides financial guidance to consumers and small businesses (SMBs), today announced its 2023 winners. Grand PrizeThis year’s awards recognize the best financial products in banking, credit cards, insurance, investments, mortgages, personal loans, student loans and travel benefits.

According to a recent NerdWallet survey of over 2,000 US adults conducted online by The Harris Poll in November 2022, 75% of Americans are confident in their personal finances heading into 2023 i don’t have Information in case you have questions about financial instruments or topics. This highlights the importance of NerdWallet’s Best-Of Awards. The award provides clear and trusted guidance to help consumers make smart financial decisions as they head into the new year.

“Hanah Cho, Vice President of Content at NerdWallet, said: “More than ever, consumers are demanding solutions to help them navigate today’s macroeconomic environment, and these awards provide the necessary tools and guidance to help them find the best financial solutions to meet their needs. I believe it will. ”

Best of Award winners involved dozens of NerdWallet writers and editors using a comprehensive scoring methodology that evaluates key features of each financial instrument according to their importance to consumers selected through a rigorous evaluation process.

Below is a handpicked list of winners of NerdWallet’s 2023 Best-Of Awards.You can find the full list of winners Here.

NerdWallet’s 2023 Best Banking Winners:

• Best Bank: Ally Bank

• Best Credit Union: Alliant Credit Union

• Overall Best Checking Account: SoFi Checking and Savings

• Best checking account for high interest rates: SoFi Checking and Savings

• Best checking account with no monthly fees: SoFi Checking and Savings

• Best checking account to avoid overdraft fees: SoFi Checking and Savings

• Best bank account for signup bonus: Chase Total Checking®

• Best Savings Accounts: Discover Bank Online Savings Accounts

• Best Money Market Account: Ally Bank Money Market Account

• Best bank or credit union for CD: Synchrony Bank

• Best Online Banking Experience: Capital One 360

• Best bank or credit union for ATM access: Charles Schwab Bank

• Best bank or credit union for branch access: Ties: Chase and Wells Fargo

• Best Check and Saving Combo: SoFi Check and Saving

NerdWallet’s 2023 Best Credit Card Winners:

• Best credit card for simple cashback: Wells Fargo Active Cash Card

• Best Credit Card for Bonus Cashback: Chase Freedom Flex℠

• Best airline credit card: Delta SkyMiles® Gold American Express Card

• Best Hotel Credit Card: World of Hyatt Credit Card

• Best credit card for college students: Capital One SavorOne Student Cash Rewards Credit Card

• Best Credit Cards for Building Credit: Discover it® Secure Credit Card

• Best Small Business Credit Card: American Express Blue Business Cash™ Card

• Best credit card for dining: US Bank Altitude® Go Visa Signature® card

• Best Credit Card for Grocery: American Express’s Blue Cash Preferred® Card

• Best Credit Card for Entertainment: Capital One SavorOne Cash Rewards Credit Card

• Best Credit Card for Gas: Citi Custom Cash℠ Card

• Best All-Purpose Travel Rewards Credit Card: Chase Sapphire Preferred® Card

• Best Premium Travel Credit Card: Chase Sapphire Reserve®

• Best Balance Transfer Credit Card: BankAmericard® Credit Card

• Best 0% Annual Credit Cards for Purchases: Bank of America® Customized Cash Rewards

NerdWallet’s 2023 Best Insurance Winners:

• Best Budget Auto Insurance: State Farm

• Best Same Day Term Life Insurance: Ladder Life

NerdWallet’s 2023 Best Investment Winner:

• Best Online Broker for Stock Trading Platforms and Research: TD Ameritrade

• Best Online Broker for Beginner Investors: Fidelity

• Best Online Broker for IRA Investing: Fidelity

• Best Robo-Advisor for IRA Investing: Schwab Intelligent Portfolios®

• Best robo-advisor for low-cost investments: Vanguard Digital Advisor

• Best Robo-Advisor for Portfolio Options: Wealthfront

• Best Online Financial Advisor: Zoe Financial

• Best app to invest in: Fidelity

2023 NerdWallet’s Best Mortgage Lender Winner:

• Overall Best Mortgage Lender: nbkc Bank

• Best mortgage lender for first-time homebuyers: North American Savings Bank (NASB)

• Best mortgage lender to refinance: North American Savings Bank (NASB)

• Best Mortgage Lender For FHA Loans: Pennymac

• Best Mortgage Lender for VA Loans: North American Savings Bank (NASB)

• Best Mortgage Lender for Jumbo Loans: Wells Fargo

• Best Mortgage Lender for Home Equity Credit Facility: Bethpage Federal Credit Union

• Best mortgage lenders to refinance cash out: North American Savings Bank (NASB)

NerdWallet’s Best Personal Loan Winner of 2023:

• Best Personal Loans for Good and Good Credit: SoFi

• Best Personal Loans for Fair Credit: LendingClub

• Best Personal Loans for Bad Credit: Upgrade

• Best Personal Loan for Home Improvement: LightStream

• Best Personal Loans for Debt Consolidation: Upgrade

• Best Online Personal Loans: SoFi

NerdWallet’s Best Student Loan Winners of 2023:

• Best Private Student Loan Overall: Ascent Co-Signed Student Loan

• Best Private Student Loans for Parents: ISL

• Best Student Loan Refinance Overall: Tie: College Ave Refinance vs RISLA Refinance

• Best Student Loan Refinancing for Fast Payoff: College Ave Student Loan Refinance

• Best Student Loans For Independent Students: Ascent Independent Student Loan

• Best Student Loan Refinancing for Parents: Laurel Road Student Loan Refinancing

• Best Student Loans with Flexible Repayment Options: Ascent Co-Signed Student Loans

• Best Student Loan for International Students: MPOWER Student Loan

NerdWallet’s 2023 Best Travel Rewards Winners:

• Best Hotel Rewards Program: World of Hyatt

• Best Airline Rewards Program: Alaska Airlines Mileage Plan

About NerdWallet

NerdWallet (Nasdaq: NRDS) is on a mission to bring clarity to life’s every financial decision. As a personal finance website and app, NerdWallet provides consumers with trusted and knowledgeable financial information to enable them to make smart money movements. From finding the best credit card to buying a home, NerdWallet helps consumers make confident financial decisions. Consumers have free access to our expert content and comparison shopping marketplace. Data-driven apps also give you the freedom to stay on top of your finances, save time and money, and do more. NerdWallet is available to consumers in the US, UK and Canada.

“NerdWallet” is a trademark of NerdWallet, Inc. All rights reserved. Other names and trademarks used in this document may be trademarks of their respective owners.

Research method:

The survey was conducted online in the U.S. by The Harris Poll on behalf of NerdWallet from November 10-14, 2022, and was conducted among 2,064 U.S. adults aged 18 and over. Harris online polling sampling accuracy is measured using Bayesian confidence intervals. In this study, the sample data are accurate within +/- 2.8 percentage points using a 95% confidence level. For full research methodology, including weighting variables and subgroup sample sizes, please contact press@nerdwallet.com.